Central Last reviewed: 2025-05-25
Pashu Kisan Credit Card (PKCC)
पशु किसान क्रेडिट कार्ड
Credit card-style working-capital loan for cattle, buffalo, sheep, goat, poultry and fisheries — extended from the regular Kisan Credit Card since 2018.
Ministry / Department: NABARD / nationalised banks under Department of Financial Services
Visit official portalKey benefits
- Collateral-free loan up to ₹1.6 lakh; higher amounts with collateral
- 7% interest p.a., effective 4% with prompt repayment (3% interest subvention)
- Per-animal limit set by NABARD (varies by species and state)
- Repayment aligned with milk procurement cycle
- No processing fee on most public-sector banks
Who can apply
- Any cattle/buffalo owner — individual or joint
- Self-help groups and joint liability groups
- Tenant farmers, share-croppers, oral lessees
Documents needed
- Aadhaar card
- Passport-size photo
- Bank passbook copy
- Proof of cattle ownership (or vet certificate)
- Land/lease document or PAN card
- Filled KCC-AH application form (available at branch)
- Animal valuation / vet certificate
How to apply
- Visit any public-sector or cooperative bank branch
- Pick up the KCC-AH form (Animal Husbandry)
- Submit with documents — sanction typically within 14 days
- Card and chequebook issued on approval
Always verify on the official site
Subsidy amounts, eligibility and deadlines change with each budget. This page is a starting point — check the official portal for current details before applying.